21:5 Financial Network

Biblically Responsible Investing and Financial Coaching

About 21:5 Financial Network

Who We Are & What We Do


21:5 Financial Network is an independent, biblically-based investment newsletter firm. We specialize in providing members with an array of easy-to-implement, faith-based investment portfolios through our periodic investment newsletter. We also provide financial education and research to help members lead financially healthy lives.  We equip and empower members to discover financial freedom and to invest with confidence and peace-of-mind.   


Meet The CEO



Michael Sunderland, CFEI® 

Michael Sunderland, CFEI


Mike is an accomplished mathematician, teacher, and writer. He has over a decade of experience working with clients to train them in financial management skills, developing and using a financial plan, setting achievable goals, and applying principles of investment. At 21:5 Financial, Mike writes and publishes online educational content pertaining to investing and financial principles, account management, and investment strategies for DIY investors. He also researches corporations and securities according to BRI principles and works in securities analysis, market trend and data algorithms, and production of 21:5 Financial Portfolios. 

Mike graduated cum laude from James Madison University with a Bachelor of Science degree in Mathematics and Secondary Education. He has earned the Certified Financial Education Instructor designation and is a member of the Personal Finance Speakers Association.  Michael is very active in the community and has served in a leadership capacity with several Christian organizations and churches. Prior to co-founding 21:5 Financial Network, he was a certified secondary mathematics educator with over 12 years of experience teaching all levels of secondary mathematics and a volunteer financial coach with both Compass and Crown Financial Ministries.     


Michael and his wife Hillary have been married for over 14 years. They have two children, Isaac and Elianne, and a pug named Adelaide. They were both deeply impacted through their study of God’s word on finances in their own lives and saw the need to take the message of stewardship, financial literacy and responsible investing to others. Prior to founding 21:5 Financial Network, Michael led numerous financial small group studies with Hillary and provided biblically-based financial coaching to individuals. They reside in State College, Pennsylvania.


About Our Name 

"The plans of the diligent surely lead to abundance, but everyone who is hasty comes only to poverty.” - Proverbs 21:5 (ESV) 

At 21:5 Financial Network, we believe that diligent planning and faithful management of money are a part of experiencing the abundant life that God desires for His people. We not only teach our members principles of wise money management, but we also provide them with research to help them align their finances with biblical values.   



To equip and empower people to discover financial freedom and to invest with confidence and peace-of-mind by aligning their finances and investment portfolios with their faith.  



To transform individuals and corporations to be a blessing to our communities by fueling positive change toward love, life, family and freedom while defunding sinful practices that hurt people, take life, damage families and promote addictions.